As a long-standing broker, we have tons of lenders and just as many programs to choose from. We are certain we have the best loan for you.

Loan Products: Fixed Rate Mortgages have a couple key components. They provide monthly payments for principal and interest that never change. These payments can be based on a 30, 20, or 15, year term. Adjustable Rate Mortgages (ARM) typically produce Rates 2% to 3% lower than Fixed Rate Mortgages; however after a fixed period of time (agreed upon in advance), rates adjust yearly or bi-yearly. These loans also may be offered with an Interest Only payment program.

Purchase: What is the best program for you? The right type of mortgage for you depends on these different factors: Your current financial picture, how you expect your finances to change, how long you intend to keep your house, and how comfortable you are with your mortgage payment changing. That being said,
we are currently experiencing some of the best fixed rate mortgage rates in decades. Because of this, we suggest taking advantage of these rates if possible.

Refinance: No-Point, No-Fee Loans are available for refinance and purchase transactions. As a broker we can get enough incentive from our lenders to cover your closing costs.

One reason to refinance is to trade your ARM for a Fixed Rate. Another reason is to put some cash in your pocket. You can refinance your mortgage for a higher amount and keep the remainder for any purpose.

Various Options: We supply the best rates the market has to offer in a variety of methods. We can provide Conventional, FHA, and VA financing. In addition, 2 to 4 Unit property transactions for investors are still strength of ours. Finally, we can help investors with commercial financing for residential buildings (typically 5 units and higher) or business for acquisition, operating costs, or SBA loans. We are a full service brokerage ready to give you a better lending experience.