As a long-standing broker, we have hundreds of lenders and thousands of programs to choose from. We are certain we have the best loan for you.

Loan Products: Fixed Rate Mortgages have a couple key components. They provide monthly payments for principal and interest that never change. These payments can be based on a 30, 20, or 15, year term. Adjustable Rate Mortgages (ARM) typically produce Rates 2% to 3% lower than Fixed Rate Mortgages; however after a fixed period of time (agreed upon in advance), rates adjust yearly or bi-yearly. These loans also offer an Interest Only payment program.

Purchase: What is the best program for you? The right type of mortgage for you depends on these different factors: Your current financial picture, how you expect your finances to change, how long you intend to keep your house, and how comfortable you are with your mortgage payment changing.

Refinance: No-Point, No-Fee Loans are available for refinance and purchase transactions. As a broker we can get enough incentive from our lenders to cover your closing costs. One reason to refinance is to trade your ARM for a Fixed Rate. Another reason is to put some cash in your pocket

You can refinance your mortgage for a higher amount and keep the remainder for any purpose. Another way to secure extra funds is to get a Home Equity Line Of Credit. This allows you to use the equity you have built in your home as a credit card to be used and paid back at your discretion.

We're flexible: If you can’t prove your income, are self-employed, or don’t have money for a down payment, it is not a problem, call with any questions. Furthermore, large loans for complex borrowers are one of our strengths.
And finally, 2 to 4 Unit property transactions for investors are routine for us.